do you have no medical exam life insurance?
Posted on
October 17, 2007 by
dc
My good friend, Yarris, has just returned to the workforce being a stay-at-home mom for a few years. She has gone back to her previous job as an insurance agent and I'm glad that she's settled in very well. According to her, there are still many people who do not have an insurance policy or do not believe in having one.
Some do not understand that a no medical exam life insurance can help to take care of family's needs should something happen to them. We cannot deny that we live in an unpredictable world where anything can happen to us next year, next month, next week or even next minute. It is advisable not to wait till you get too old for senior life insurance can cost more which leads to higher premium. It took me some time to convince my mom to take up a policy when she was in her forties and now, she can enjoy some cash values from her dividends paid by the insurance company. You don't have to worry that I'm selling you any insurance cos I'm not an agent but if you like to find out more about the different kinds of life insurance, click on the above link for more information.
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Yes, a no medical life insurance policy is certainly a convenient option as you do not have to go through the hassles of a physical medical exam.
However, this convenience comes at an additional cost to you (as the premiums as usually higher than for policies that require a medical exam).
That said it certainly a great option for those who have health conditions that might make it difficult to get life insurance rates that require a medical exam.
January 26th, 2008 at 4:33 pm